Jharkhand Journalist Health Insurance Yojana 2023 : Eligibility, Advantages, Goal, Process to Apply
Jharkhand Journalist Health Insurance Yojana 2023 : Eligibility, Advantages, Goal, Process to Apply, Hemant Soren, the current Chief Minister of Jharkhand, launched the State Journalist Health Insurance Scheme in 2023. The goal of this Scheme is to provide state journalists with health insurance coverage. So that if they or any member of their family develops a health problem, they can receive treatment through this. Chief Minister CM Soren established and approved the scheme’s rules. So that more and more state journalists can take advantage of it.
The Journalist Health and Accident Group Insurance Scheme’s Goal
The main goal of Yashodhara is for the government of Madhya Pradesh to provide benefits to all night journalists, photographers, and cameramen for the protection of personal health insurance and accident assistance insurance, so that they do not face any health problems. If he falls, he can get insurance and have it treated properly, but any type of dental treatment will only be accepted in the event of an accident. As a result of the Madhya Pradesh Health and Accident Group Insurance Scheme, all state journalists, photographers, and cameramen will receive personal health insurance. And you have made a wise decision for the advancement of your state by purchasing accident health insurance.
What is covered by the insurance plan?
The insured media representative, his wife/husband, and two unmarried and dependent children up to the age of 21 will be covered under the insurance scheme as of the date of implementation.
Amount of insurance: The insurance holder’s / media representative’s personal accident insurance will be worth five lakhs. In addition, his dependents will be covered for medical expenses up to five lakhs under group mediclaim.
The Jharkhand State Journalist Health Insurance Scheme will last one year. Prior to the completion of the disease’s treatment, the media representative must complete all of the desired insurance actions for the new year.
In terms of the proposed insurance scheme, the insurance will be done annually by the lowest rate agency after obtaining quotations from the insurance company of the Government Public Sector Undertaking.
To use the insurance, the media representative must pay 20% of the annual premium via bank cheque or demand draught made payable to the Director, Directorate of Information and Public Relations, Government of Jharkhand.
The treatment or accident must be reported to the information and public relations department, as well as the district office of the insurance company, immediately or within a maximum of seven days.
Journalist Health and Accident Group Insurance Scheme Eligibility and Conditions
- The applicant must be a Madhya Pradesh permanent resident.
- This scheme will be available to communication representatives aged 21 to 70, as well as
- previously insured journalists aged 21 to 80.
- On payment of the prescribed premium, husband, wife, children (maximum of three unmarried) and parents can also be included in the scheme.
- The Journalist Insurance Scheme will only cover children under the age of 25.
- This policy only covers the original insured and not his dependents.
- Except for certain diseases specified in the policy, hospitalisation for at least 24 hours is required.
- Under this plan, room, board, and nursing expenses are covered up to 2% of the sum insured.
- Only in the event of an accident will dental expenses be admissible.
- The hospitalisation must be reported to the company / TPA as soon as possible.
- The TPA listed on the policy will handle all claim processing.
- Cashless treatment will be available in the listed network hospitals for the insured person, and expenses will be reimbursed for treatment in non-network hospitals.
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How to Claim Coverage in the Jharkhand Media Journalist Health Insurance Scheme
The insured media representative’s personal accident insurance will be Rs. 5 lakh. Aside from that, medical expenses up to a total of 5 lakh rupees will be covered for their dependents and all insured under group mediclaim. This insurance policy will be valid for one year, with the option to renew every year. Simultaneously, the following provision has been made for claim:
- Data in the format specified for the claim
- FIR copy lodged at police station
- Postmortem report or medical board certificate (as necessary)
- Certificate of Death
Claims under the scheme can be made by the nominated member in the event of the insured journalist’s death in an accident or by the insured journalist himself in the event of becoming permanently disabled.
1)What is the Journalist Health and Accident Group Insurance Scheme’s purpose?
Ans The main goal of Yashodhara is for the government of Madhya Pradesh to provide benefits to all night journalists, photographers, and cameramen for the protection of personal health insurance and accident assistance insurance, so that they do not face any health problems. and he can get it well treated by getting insurance, and any type of dental treatment he can only do in the event of an accident.
2)How does the MP Patrakaar Swasthya AVN Durghatna Bima Yojana 2023 work?
Ans All journalists, photographers, and cameramen in the state of Madhya Pradesh will be assisted under this scheme for personal health insurance up to 400000 and accident insurance up to 1000000, and with this their personal health insurance 200000 and accident insurance 500000 option will also be available Under this MP Journalist Insurance Scheme, journalists can also get insurance of four lakh two lakhs under this scheme, husband or wife.
3)How much will the Jharkhand State Health Insurance Scheme cover?
Ans The personal accident insurance of the insured media representative will be Rs 5 lakh under the Jharkhand State Journalist Health Insurance Scheme.
4)How long will the insurance be valid in the Jharkhand State Health Insurance Scheme?
Ans Insurance under the Jharkhand State Health Insurance Scheme is valid for one year; after that, you must renew your insurance.
