Punjab Sarbat Sehat Bima Yojana 2023 : Eligibility,Goal,Advantages,Process to apply

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Punjab Sarbat Sehat Bima Yojana 2023 : Eligibility,Goal,Advantages,Process to apply,The Punjab Chief Minister recently announced that the state authority is preparing to launch the much-anticipated health insurance scheme known as Sarbat Sehat Bima Yojana. This scheme will benefit the common people of the state who are unable to afford the expensive treatment procedures. The central government has assured the state government that it will help pay for the beneficiaries’ treatment. On July 1, 2019, Punjab Chief Minister Captain Amarinder Singh launched the Sarbat Sehat Bima Yojana.

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Purposes of the Punjab Sarbat Bima Yojana

The main goal of Ayushman Bharat-MukhyMantri Sehat Bima Yojana-is to provide financial assistance for health services to low-income families. This scheme will assist in providing free health services to all beneficiary families at the state level. Along with this, the treatment of various types of serious diseases has been included in the scheme, which will allow citizens to receive treatment for serious diseases without incurring any financial burden. Under the Punjab Sarbat Sehat Bima Yojana, all economically disadvantaged families will now benefit from improved and free healthcare services. The majority of the populated area in the state is such that due to the family’s economic situation, they are unable to benefit from good health facilities. In such a case, this scheme will provide special assistance to such families.

Families have been included in this category to extend the benefits of the scheme to the state’s beneficiary citizens through the Government of Punjab. Construction workers, ration card holders, BPL category families and small traders, journalists, and others are among those included. Under AB-MMSBY, all families who are unable to receive treatment for a serious illness due to their financial situation will now be able to do so.

Ayushman Bharat Sarbat Sehat Bima Scheme’s Key Features

The following are the key features of the Ayushman Bharat Sarbat Sehat Bima Yojana (AB-SSBY) Scheme in Punjab:

Insurance – A cashless health insurance policy worth Rs 5 lakh per family per year.
Number of Packages and Empanelled Hospitals – Cashless secondary and tertiary care treatment (1579 packages) in Punjab and Chandigarh public and empanelled private hospitals.
180 packages have been set aside for government hospitals.
Scheme based on Registration Entitlement.
Pre-Existing Disease Coverage – Pre-existing diseases are covered, and the treatment package includes 3 days of pre-hospitalization and 15 days of post-hospitalization expenses.
Premium Cost Sharing – For Ayushman Bharat Yojana beneficiaries, the central and state governments will split the premium cost 60:40. The Punjab government will bear the entire premium expense for the remaining beneficiaries who are solely covered by the Sarbat Sehat Bima Yojana.
Where to Get Treatment – Beneficiaries can get health care in Punjab and Chandigarh at accredited private and government hospitals.
The MGSSBY Scheme will cover 75% of the state’s population, compared to 12% under the PMJAY Scheme. Similar schemes in other states cover only about 30% of the population.

The Benefits of the Sarbat Sehat Bima Yojana

To qualify for yearly credit only treatment of up to 5 lakh for each family each year, including prior infections, recipients were required to ensure the best treatment at no cost.
The Punjab Sarbat Sehat Bima Yojana will provide credit-only clinical treatment benefits of up to Rs 5 lakh for 1,396 distinct infections. Cardiovascular surgery, cancer therapy, joint replacement system, and therapy in new cases are among the illnesses covered.
In Punjab and Chandigarh, there are 1396 bundles for credit only auxiliary consideration and tertiary consideration treatment in government and private clinics.
This includes treatment for serious illnesses at government clinics open 24 hours a day, seven days a week.
The treatment bundle is available for pre-hospitalization for three days and post-hospitalization for fifteen days.

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Beneficiaries of SSBY Enroll in the Next 6 Months

As you are aware, all beneficiaries of the Sarbat Seva Bima Yojana 2023 receive health insurance worth Rs 5 lakh. Punjab Health Minister Balbir Singh Sindhu has directed officials to enrol all Sarbat Seva Bima Yojana beneficiaries within six months. In order for all eligible beneficiaries to benefit from the Sarbat Seva Bima Yojana. The government has accelerated the process of creating e-cards under this scheme. The government has issued approximately 46 lakh e-cards so far.

The government is planning to speed up the process of making e-cards by organising a village-level camp in each district.
The relevant departments will organise these camps, and e-cards will be generated and distributed to all eligible families.
Special centres will be established to generate e-cards, ensuring that all Sarbat Seva Bima Yojana beneficiaries are covered within 6 months.
The Punjab Mandi Board has also been directed to hold camps in the Market Committee in order to register all farmers under the scheme.
The Excise and Taxation Department has also been directed to organise an awareness campaign for the scheme’s small traders.

Punjab Sarbat Sehat Bima Yojana Eligibility Criteria

The following are the common eligibility criteria for the Sarbat Sehat Bima Yojana in Punjab:

The applicant must be a resident of the state of Punjab.
The applicant must fall into one of the above-mentioned categories.
The applicant must be from a low-income family.
The applicant must be in possession of a ration card.

How does one apply for the Sarbat Sehat Bima Yojana

To begin, go to the nearest public service centre with all of your necessary documents to apply for interested beneficiaries.
After that, go to the public service centre and submit all of your documents to the public service center’s agent. The Jan Seva Kendra Agent will then confirm your registration and issue you with a Registration ID.
Jan Seva Kendra will issue you an Ayushman Mitra Card (SSBY E-Card) 10 to 15 days after you register. Following that, you can receive free treatment in any private hospital in the state using this card.
You can also visit the scheme’s official website for more information.

1)What exactly is the Sarbat Sehat Bima Yojana?
Ans Sarbat Sewa Bima Yojana (SSBY) is the state of Punjab’s flagship state health insurance scheme. The AB-SSBY scheme will provide financial security for health services to 70% of Punjab’s population.

2)How do I sign up for the Sarbat Sehat Bima Yojana Punjab?
Ans To apply for the scheme, you must first register by visiting the official website and completing the application form; the complete application process is outlined above.