Atal Amrit Abhiyan Health Insurance Scheme 2023. The Indian government launched the Atal Amrit Abhiyan, a cashless healthcare scheme for Assamese citizens. The Atal Amrit Abhiyan is a government initiative to improve the welfare of the people of ASSAM. This scheme is open to people with an annual income of less than 5 lakhs.
As the primary goal of the Atal Amrit Abhiyan scheme, the government will take the necessary steps to improve people’s health by providing them with free and cashless medical treatments worth up to Rs. 2 lakhs per year. After applying for the scheme, the applicant may be eligible for a number of special benefits. The Atal Amrit Abhiyan scheme provides benefits such as free medical care up to Rs. 2 lakh, cashless medical treatment and health care, and so on. Aside from these, the scheme also assists with six common and costly diseases, including kidney disease, cancer, neurological conditions, burns, Neo-natal diseases, and cardiovascular diseases. A patient in need of medical treatment can be admitted to the hospital for free.
Objectives of the Atal Amrit Abhiyan
The Atal Amrit Abhiyan aims to provide state residents with health insurance coverage worth up to Rs. 2 lakh. Cancer, kidney disease, brain and heart ailments, and burn injuries would all be covered under the Atal Amril Abhiyan health insurance scheme. People suffering from these diseases will be able to receive treatment for up to Rs. 2 lakh at all govt. and CGHS-empanelled hospitals. Each beneficiary would receive a unique identification number and a health card under the scheme.
For BPL families, the Assam Atal Amrit Abhiyan scheme is free.
The smart cards have been distributed, and new cards are being distributed on a regular basis by the government. The scheme provides cashless treatment to families from the society’s Below Poverty Line (BPL) and Lower Income Group (LIG). Enrollment in the first phase of the Atal Amrit Abhiyan is still ongoing in many districts across the state, though it has been completed in others.
Key Features of the Scheme
The Scheme is being carried out by a single Implementation Support Agency (ISA) called Medi Assist Insurance TPA Pvt. Ltd., which was selected and hired for the job.
All BPL and APL families in the state with an annual income of Rs. 5 lakh will be eligible for the scheme. The scheme does not apply to government employees’ families.
Through the ISA, each adult member of an eligible family will be enrolled for the purpose of receiving a laminated ID card with a personal identification number (pin) to facilitate digital payment treatment at the empanelled health facilities. Children under the age of 18 will be enrolled with the head of the family.
The Scheme will be free for BPL families, with a Rs. 100/- annual enrolment fee collected from each member of the APL family.
The Scheme will provide inpatient treatment facilities at empanelled hospitals (private and public) for the following diseases, up to a maximum limit of Rs. 2.00 lakh per individual member per annum within and outside the State of Assam:
Cardiovascular illness (CVD) Cancer.
Renal (Kidney) problems
Diseases affecting newborns
Neurological conditions Burns
Eligibility for Atal Amrit Abhiyan
To be eligible for the Atal Amrit Abhiyan insurance, the candidate must meet the following criteria. The following are the requirements for receiving the Abhiyan:
The annual income of BPL families in the state must be less than 1.2 lakhs. This scheme will provide free health care to these families.
APLs with incomes ranging from 1.2 lakhs to five lakhs are required to pay a premium of Rs.100/- per year.
This scheme does not apply to all employees in the government sector.
The documents submitted should be clear, and there should be no errors in them because they have been thoroughly checked.
All candidates must submit proof of income because they are classified as BPL or APL based on their income.
Citizens’ Advantages
Medical health care and treatment without the use of cash
Up to Rs. 2 lakh in free medical care
Cancer, Kidney diseases, Neurological conditions, Neonatal diseases, Burns, and Cardiovascular diseases are six common and high-cost treatment diseases.
The patient can be admitted without having to pay anything.
The treatment covers costs such as consultations, medication, diagnostics, food, and hospitalisation.
In addition, this scheme covers visiting people’s travel expenses, treatment, and daily allowance.
Procedures for Atal Amrit Scheme Insurance Coverage
A health card in the shape of a government-unique identifying number would be made available to all beneficiaries under the insurance process under the Atal Amrit Yojana. This programme will provide low-income households with free smart cards until April 1, 2017. The benefits of a smart card can be obtained for around $100. To gain access to the Atal Amrit Abhiyan, each household member will be given a smart card. Renewal of a smart card will cost $100 per year under this plan.
The following documents are required for the Health Smart Card
Assam residence proof is required as proof of being a resistant in Assam Aadhaar card, which is expected to be an important identification proof in the near future, Assam resistant should provide Aadhaar card to avail smart card.
Atal Amrit Abhiyan Application Procedure
Please go to the official website at https://nhm.assam.gov.in/.
Scroll down and select ‘Atal Amrit Abhiyan Application Format‘.
The application form will be saved to your computer.
Make a duplicate of the application.
Fill out the application form completely.
Submit the completed application form along with the required documents to the concerned district’s Office of the Joint Director of Health Services.
1)Is the Atal Amrit Abhiyan valid in private hospitals? Ans Several private sector healthcare institutions are used as referral units under Assam Government schemes such as Assam Arogya Nidhi (AAN) and Atal Amrit Abhiyan (30 outside the State and 7 within the State).
2)Which state is the Atal Amrit health insurance scheme launched? Ans To address the severe vulnerability faced by the state’s BPL population and low-income households, the Assam government launched the health assurance programme “Atal Amrit Abhiyan.” This programme provides BPL residents and low-income households with cashless treatment and intensive care media exposure.
