Fino Payments Bank Balance Check Number 2023. Fino Payments Bank is an Indian payments bank established in April 2016. It is headquartered in Mumbai, India. The bank was initially established as FINO PayTech, but later transformed into a payments bank in order to better serve its customers.
As a payments bank, Fino Payments Bank is authorized to accept deposits, offer remittances and mobile banking services, and distribute financial products such as insurance and mutual funds. However, it is not allowed to extend loans or issue credit cards.
The main aim of Fino Payments Bank is to provide financial services to the unbanked and underbanked populations of India, with a focus on rural and semi-urban areas. To achieve this goal, the bank has a strong network of business correspondents, who act as intermediaries between the bank and its customers, and help customers access banking services in areas where the bank does not have a physical branch.
Fino Payments Bank has received several awards for its innovative banking solutions, including the “Best Payment Bank” award from the Indian Mobile Congress in 2018.
Features Of Fino Payments Bank
Fino Payments Bank offers a range of features and services to its customers, including:
Deposits: Fino Payments Bank allows customers to open savings and current accounts, and accept deposits up to a limit of Rs. 1 lakh.
Mobile Banking: The bank provides a mobile app called BPay, which allows customers to perform various banking transactions, such as funds transfer, bill payments, and mobile recharge.
Remittances: Fino Payments Bank offers remittance services, enabling customers to send money to their friends and family in India.
Insurance and Mutual Funds: The bank provides customers with the option to purchase insurance products and invest in mutual funds.
Government Services: Fino Payments Bank has partnered with the government of India to provide services such as Aadhar-enabled payment system, LPG subsidy transfer, and Jan Dhan Yojana.
Business Correspondent Network: The bank has a large network of business correspondents spread across the country, who act as intermediaries between the bank and its customers.
Cash Management Services: Fino Payments Bank provides cash management services to its corporate customers, enabling them to manage their cash flows more effectively.
Loan Against Fixed Deposits: Fino Payments Bank also provides loans against fixed deposits to its customers.
Overall, Fino Payments Bank aims to provide convenient, accessible, and affordable banking services to the unbanked and underbanked populations of India.
Advantages Of Fino Payments Bank
Fino Payments Bank offers several advantages to its customers, including:
Accessibility: Fino Payments Bank has a wide network of business correspondents, which allows it to serve customers in remote and rural areas, where access to traditional banking services is limited.
Affordability: The bank provides its services at low costs, making them accessible to a larger section of the population.
Convenience: With the BPay mobile app, customers can access a range of banking services from their mobile devices, making banking more convenient and accessible.
Government Services: Fino Payments Bank has partnered with the government of India to provide services such as Aadhaar-enabled payment system, LPG subsidy transfer, and Jan Dhan Yojana, making it easier for customers to access these services.
Cash Management Services: Fino Payments Bank provides cash management services to its corporate customers, enabling them to manage their cash flows more effectively.
Loan Against Fixed Deposits: The bank provides loans against fixed deposits, enabling customers to access credit without having to liquidate their investments.
Insurance and Mutual Funds: The bank provides customers with the option to purchase insurance products and invest in mutual funds, helping them to secure their financial future.
Digital Banking: Fino Payments Bank is a digital bank, which means that most of its services are available online, reducing the need for customers to visit branches.
How to Register for Fino Payments Bank Balance Enquiry via Missed Call
To register for Fino Payments Bank balance enquiry via missed call, you can follow these steps:
Call the Fino Payments Bank balance enquiry number: You can find the balance enquiry number for Fino Payments Bank on the bank’s official website or by contacting the bank’s customer service department.
Register your mobile number: Once you have called the balance enquiry number, follow the instructions to register your mobile number with the bank. This usually involves providing your bank account number and verifying your identity.
Wait for confirmation: After registering your mobile number, you will receive a confirmation message from the bank.
Use the missed call service: Once your mobile number is registered, you can use the missed call service to check your account balance. To do this, simply give a missed call to the balance enquiry number, and you will receive a text message with your account balance information.
Note: The process for registering for Fino Payments Bank balance enquiry via missed call may vary slightly depending on the location and the bank’s policies. You can contact the bank’s customer service department for more information on the process.
How Can I Get a Fino Payments Bank Mini Statement Via SMS?
You can get a Fino Payments Bank mini statement via SMS by following these steps:
Send an SMS: To get your mini statement, send an SMS to the designated number provided by Fino Payments Bank. The SMS format may be specified by the bank.
Wait for the response: After sending the SMS, you will receive an SMS with your mini statement information, which typically includes your recent transactions and account balance.
Note: The process for getting a mini statement via SMS may vary slightly depending on the location and the bank’s policies. You can contact the bank’s customer service department for more information on the process.
1)How do I gain access to my Fino Payments Bank account? Ans You can access your Fino Payments Bank account via the bank’s mobile app, internet banking, or by visiting a Fino branch near you.
2)What is the required minimum balance to open a savings account with Fino Payments Bank? Ans The minimum balance required to open a savings account with Fino Payments Bank varies depending on the account type. For more information, visit the bank’s website or contact a customer service representative.
3)Can Fino Payments Bank provide me with a loan? Ans Yes, Fino Payments Bank provides a variety of loan products to qualified customers, including personal loans and business loans. Through the bank’s mobile app, you can apply for a loan.
